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	<title>Comments on: Featured Comment &#8211; Experience on Applying Malaysia Education Loan</title>
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	<link>http://www.university-malaysia.com/useful-information/featured-comment-pure-experience-on-malaysia-education-loan/</link>
	<description>Tips and articles that would assist you in joining Malaysia universities and colleges.</description>
	<lastBuildDate>Mon, 06 Feb 2012 06:14:29 +0000</lastBuildDate>
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		<title>By: Mrs. Caroline Keith</title>
		<link>http://www.university-malaysia.com/useful-information/featured-comment-pure-experience-on-malaysia-education-loan/#comment-5209</link>
		<dc:creator>Mrs. Caroline Keith</dc:creator>
		<pubDate>Thu, 08 Sep 2011 09:35:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.university-malaysia.com/?p=1131#comment-5209</guid>
		<description>My name is Mrs. Caroline Keith from South California, i am a single mother with just one son. My husband divorce me when my little boy was still 3years old. And ever since then things has not been easy for me and my son. Even to pay my bills is a big problem for me, i can&#039;t pay my son school fees. I continued praying to the lord of heaven to send down my divine helper for me one day, because i have been scam 3times so i am scared, Until one day i decide to take bold step for the last time, so i came across one Mrs. Sandra Bent on yahoo answer who share a testimony about YOUNG LEE LOAN COMPANY grant him a loan of $15,000USD. So i decide to try my faith with this Company. I can&#039;t believe this would happen. Mr Smith just grant me a loan $25,000USD indeed is really a genuine lender, you can contact he via mail(youngleeloanfirm@yahoo.com.sg )I am sure he will help you.</description>
		<content:encoded><![CDATA[<p>My name is Mrs. Caroline Keith from South California, i am a single mother with just one son. My husband divorce me when my little boy was still 3years old. And ever since then things has not been easy for me and my son. Even to pay my bills is a big problem for me, i can&#8217;t pay my son school fees. I continued praying to the lord of heaven to send down my divine helper for me one day, because i have been scam 3times so i am scared, Until one day i decide to take bold step for the last time, so i came across one Mrs. Sandra Bent on yahoo answer who share a testimony about YOUNG LEE LOAN COMPANY grant him a loan of $15,000USD. So i decide to try my faith with this Company. I can&#8217;t believe this would happen. Mr Smith just grant me a loan $25,000USD indeed is really a genuine lender, you can contact he via mail(youngleeloanfirm@yahoo.com.sg )I am sure he will help you.</p>
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		<title>By: huey</title>
		<link>http://www.university-malaysia.com/useful-information/featured-comment-pure-experience-on-malaysia-education-loan/#comment-4890</link>
		<dc:creator>huey</dc:creator>
		<pubDate>Wed, 06 Apr 2011 09:05:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.university-malaysia.com/?p=1131#comment-4890</guid>
		<description>I&#039;d like to ask, I am pursuing my phd in canada this year, I have already been accepted and the offer letter has been sent to me. I&#039;d like to know where can I get a study loan amounting RM100,000 to support my living expenses in these four years. I do plan to come back to malaysia after the phd program. please advise.</description>
		<content:encoded><![CDATA[<p>I&#8217;d like to ask, I am pursuing my phd in canada this year, I have already been accepted and the offer letter has been sent to me. I&#8217;d like to know where can I get a study loan amounting RM100,000 to support my living expenses in these four years. I do plan to come back to malaysia after the phd program. please advise.</p>
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		<title>By: Sam</title>
		<link>http://www.university-malaysia.com/useful-information/featured-comment-pure-experience-on-malaysia-education-loan/#comment-4552</link>
		<dc:creator>Sam</dc:creator>
		<pubDate>Sat, 05 Feb 2011 14:52:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.university-malaysia.com/?p=1131#comment-4552</guid>
		<description>Hi KC,

I had gone through the same process and done exactly those you had highlighted including seeking loans from almost all the banks in Malaysia...imagine this is for Actuarial Science studies,which I believe would be an asset for banks, financial institutions and insurance companies...but as usual all turned down my request and banks in Malaysia do not have any study loan as a product. The banks only know how to lend monies against secured collaterisation - no difference from &#039;money lenders&#039;...

The irony of all these is that a Malaysian owned bank (its shareholders include EPF)based in Singapore offers study loan for Singapore citizens and PRs. Why doesn&#039;t this same Malaysian owned bank have similar products for Malaysians and offer it along the same principle as JPA loans? Very2 strange indeed!

You mentioned about Great Eastern...my daughter a policy holder with this insurance company since age 1 and having excellent academic results...with perfect CGPA had been rejected for Great Eastern scholarship on grounds that the American Degree Transfer Program at Taylor&#039;s University as a &#039;twining program&#039;. Apparently, I think Great Eastern does not seem to understand and distinguish between &#039;credit transfers&#039; and &#039;twining program&#039;. Or I wonder, if it is just a frivolous reason and excuse to reject scholarship for my daughter. Frankly, a lot is being said by Great Eastern for its policy holders especially in financing studies. But I wonder if Great Eastern really &#039;walk the talk&#039;. It lamented on dire need of manpower for the industry...but it does not appear to help and assist those who are in real dire need of financial assistance to pursue studies such as Actuarial Science - it is a very strange and funny world, my friend!!!

I wonder whether the much hyped Talent Corporation have anything to say for such kind of malasie in our own country and how it intends to identify and address the situation for funding deserving students (purely on merit basis) who are studying overseas regardless of race, religion or creed.

Regards
Sam</description>
		<content:encoded><![CDATA[<p>Hi KC,</p>
<p>I had gone through the same process and done exactly those you had highlighted including seeking loans from almost all the banks in Malaysia&#8230;imagine this is for Actuarial Science studies,which I believe would be an asset for banks, financial institutions and insurance companies&#8230;but as usual all turned down my request and banks in Malaysia do not have any study loan as a product. The banks only know how to lend monies against secured collaterisation &#8211; no difference from &#8216;money lenders&#8217;&#8230;</p>
<p>The irony of all these is that a Malaysian owned bank (its shareholders include EPF)based in Singapore offers study loan for Singapore citizens and PRs. Why doesn&#8217;t this same Malaysian owned bank have similar products for Malaysians and offer it along the same principle as JPA loans? Very2 strange indeed!</p>
<p>You mentioned about Great Eastern&#8230;my daughter a policy holder with this insurance company since age 1 and having excellent academic results&#8230;with perfect CGPA had been rejected for Great Eastern scholarship on grounds that the American Degree Transfer Program at Taylor&#8217;s University as a &#8216;twining program&#8217;. Apparently, I think Great Eastern does not seem to understand and distinguish between &#8216;credit transfers&#8217; and &#8216;twining program&#8217;. Or I wonder, if it is just a frivolous reason and excuse to reject scholarship for my daughter. Frankly, a lot is being said by Great Eastern for its policy holders especially in financing studies. But I wonder if Great Eastern really &#8216;walk the talk&#8217;. It lamented on dire need of manpower for the industry&#8230;but it does not appear to help and assist those who are in real dire need of financial assistance to pursue studies such as Actuarial Science &#8211; it is a very strange and funny world, my friend!!!</p>
<p>I wonder whether the much hyped Talent Corporation have anything to say for such kind of malasie in our own country and how it intends to identify and address the situation for funding deserving students (purely on merit basis) who are studying overseas regardless of race, religion or creed.</p>
<p>Regards<br />
Sam</p>
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		<title>By: Alvin Nyau</title>
		<link>http://www.university-malaysia.com/useful-information/featured-comment-pure-experience-on-malaysia-education-loan/#comment-3692</link>
		<dc:creator>Alvin Nyau</dc:creator>
		<pubDate>Fri, 11 Jun 2010 11:33:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.university-malaysia.com/?p=1131#comment-3692</guid>
		<description>@Loveridge

Applying loan has nothing to do with how intelligent you are. As long as you meet all the requirements required by the education loan company, you are applicable for the loan.

We have completely no info about you. Thus, we are not able to direct you to any specific educaiton loan company.
Visit this page, perhaps it would help you out &lt;a href=&quot;http://www.university-malaysia.com/scholarships-loans/malaysia-education-and-study-loan/&quot; rel=&quot;nofollow&quot;&gt;Malaysia Education and Study Loan&lt;/a&gt;

Thank you for visiting. [=:D]</description>
		<content:encoded><![CDATA[<p>@Loveridge</p>
<p>Applying loan has nothing to do with how intelligent you are. As long as you meet all the requirements required by the education loan company, you are applicable for the loan.</p>
<p>We have completely no info about you. Thus, we are not able to direct you to any specific educaiton loan company.<br />
Visit this page, perhaps it would help you out <a href="http://www.university-malaysia.com/scholarships-loans/malaysia-education-and-study-loan/" rel="nofollow">Malaysia Education and Study Loan</a></p>
<p>Thank you for visiting. [=:D]</p>
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		<title>By: Loveridge Kwenda</title>
		<link>http://www.university-malaysia.com/useful-information/featured-comment-pure-experience-on-malaysia-education-loan/#comment-3580</link>
		<dc:creator>Loveridge Kwenda</dc:creator>
		<pubDate>Thu, 25 Mar 2010 06:54:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.university-malaysia.com/?p=1131#comment-3580</guid>
		<description>How may I get a full scholarship or loan to study in your country. I am a Zimbabwean orphan who is in desperate need of undergraduate studies financial assistance. I am also very intelligent.</description>
		<content:encoded><![CDATA[<p>How may I get a full scholarship or loan to study in your country. I am a Zimbabwean orphan who is in desperate need of undergraduate studies financial assistance. I am also very intelligent.</p>
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