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How to apply JPA’s Loan for Overseas Studies?

Submitted by on 16 June 2010 – 2:12 pm136 Comments

In effort to nurture a study environment which excels in knowledge within Malaysia, scholars are encouraged by government to pursue study locally, therefore, as source of complement, there are about 20 IPTA and IPTS which total exceeds 500 have been set up and scattered throughout Malaysia, providing wide spectrum of academic programs.

However, application of education loan for overseas studies has never come to a ceasing state, hence, an awakening measure has been introduced, which is known as Study Fee Loans In Overseas (Skim Pinjaman Yuran Pengajian Di Luar Negara), an education loan that is specially proposed and tailored to scholar who is advancing degree study in overseas.

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JPA’s Loan for Overseas Studies

JPA’s Loan for Overseas Studies
(Skim Pinjaman Yuran Pengajian di Luar Negara)
Special Medical Loan Program
(Program Pinjaman Khas Perubatan)
Ordinary Loan Program
(Program Pinjaman Biasa)
Limit per applicant: RM250,000.00 Limit per applicant: RM200,000.00
Only offered at: Critical Fields

  • Medical Field
  • Dentistry Field
  • Pharmacy Field
Only offered at: Major Fields

  • Veterinary Science
  • Science and Technology (excluding Computer Science and Information Technology)
  • Engineering (excluding Electrical & Electronic Engineering, Mechanical Engineering and Public Engineering)
  • Architecture / RIBA Part II
  • Accounting / ACCA

Only offered at: Other Fields
(Social Sciences & Professional Literature)

  • Law
  • Economic
  • Financial / Banking / Marketing / International Business
  • International Relations
  • Communication

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How to Apply (Step1 – Step7)

Step 1: Applicant Meeting Terms and Conditions

  1. Must be a Malaysian citizen.
  2. Not exceeding 25 years old upon application.
  3. Has not obtained any degree titles.
  4. Parent / Sibling(s) / Applicant must not bind to any (other) government’s loan schemes or scholarships.
  5. Parent / Sibling(s) / Applicant must not have any arrears (issues) or being blacklisted by any government’s loan schemes.
  6. Parent / Sibling(s) / Applicant must not have gone against any government’s scholarship contracts.
  7. At a time, only one member from a family can apply for this education loan.
  8. Family member of successful applicant will be given chance to apply this education loan if only if he or she (the successful applicant) has started the repayment of loan for at least time period of 6 months.
  9. For twinning program, loan will only be issued during the study period in overseas.


Step 2: Program Meeting Terms and Conditions

For Critical Fields:

  • Medical Field
  • Dentistry Field
  • Pharmacy Field

[spoiler show=”SHOW Related Terms and Conditions” hide=”HIDE Related Terms and Conditions”]

Programs (Mode) Terms and Conditions
Country: Ireland / United Kingdom / Australia / New Zealand
Full-Time
  • Completed first year and second year studies in overseas.
  • Never failed in any subjects during studies duration of previous year(s).
  • Allowed and approved to pursue to third year studies in overseas.
  • Examination results of first year and second year studies must be presented while application is being made.
Twinning
(PMC – Ireland)
  • Completed first year studies in overseas.
  • Never failed in any subjects during studies duration of previous year(s).
  • Allowed and approved to pursue to second year studies in overseas.
  • Examination results of first year studies must be presented while application is being made.
Twinning
(IMU)
  • Completed pre-clinical studies in Malaysia and studies duration of one semester in overseas.
  • Never failed in any subjects during studies duration of previous year(s).
  • Allowed and approved to pursue to third year studies in overseas.
  • Examination results of pre-clinical studies in Malaysia and first semester studies in overseas must be presented while application is being made.
Country: Indonesia / India / Middle East / Czech Republic / Russia
Full-Time
  • Completed first year studies in overseas.
  • Never failed in any subjects during studies duration of previous year(s).
  • Allowed and approved to pursue to second year studies in overseas.
  • Obtained cGPA with at least 3.00 or any equivalent qualifications during examinations of first year studies in overseas.
  • Examination results of first year studies must be presented while application is being made.
Twinning
(Melaka Manipal)
  • Completed first year studies in overseas.
  • Never failed in any subjects during studies duration of previous year(s).
  • Allowed and approved to pursue to second year studies in overseas.
  • Obtained results with at least 75% (marks) during examinations of first year studies.
  • Examination results of first year studies must be presented while application is being made.

[/spoiler]

For Major Fields:

  • Veterinary Science
  • Science and Technology
    excluding Computer Science and Information Technology
  • Engineering
    excluding Electrical & Electronic Engineering, Mechanical Engineering and Public Engineering
  • Architecture / RIBA Part II
  • Accounting / ACCA

[spoiler show=”SHOW Related Terms and Conditions” hide=”HIDE Related Terms and Conditions”]

Programs (Mode) Terms and Conditions
Country: Ireland / United Kingdom / Australia / New Zealand / United State
Full-Time
Twinning
Credit Transfer
  • – Student from credit transfers / diploma studies:
    • Completed first semester studies in overseas.

    – Student from Pre-U studies:

    • Completed studies duration of one year in overseas.

    – Student from 2 + 1 studies (program):

    • Eligible to apply with examination results (cGPA) of second year studies.
  • Never failed in any subjects during studies duration of previous year(s).
  • Allowed and approved to pursue to studies to following semesters or years in overseas.
  • Obtained cGPA with at least 2.50 or any equivalent qualifications for architecture field.
  • Obtained cGPA with at least 2.75 or any equivalent qualifications for other fields (except architecture field).
  • Examination results of first semester studies in overseas or first year studies in overseas must be presented while application is being made.

[/spoiler]

For Other Fields:

  • Law
  • Economic
  • Financial / Banking / Marketing / International Business
  • International Relations
  • Communication

[spoiler show=”SHOW Related Terms and Conditions” hide=”HIDE Related Terms and Conditions”]

Programs (Mode) Terms and Conditions
Country: Ireland / United Kingdom / Australia / New Zealand / United State
Full-Time
Twinning
Credit Transfer
  • – Student from credit transfers / diploma studies:
    • Completed first semester studies in overseas.

    – Student from Pre-U studies:

    • Completed studies duration of one year in overseas.

    – Student from 2 + 1 studies (program):

    • Eligible to apply with examination results (cGPA) of second year studies.
  • Never failed in any subjects during studies duration of previous year(s).
  • Allowed and approved to pursue to studies to following semesters or years in overseas.
  • Obtained cGPA with at least 2.50 or any equivalent qualifications for architecture field.
  • Obtained cGPA with at least 2.75 or any equivalent qualifications for other fields (except architecture field).
  • Examination results of first semester studies in overseas or first year studies in overseas must be presented while application is being made.

[/spoiler]

Attention
Chosen programs must also be recognized by the JPA, to know whether respective program is being accredited or not, checking can be done from the JPA’s Qualification Accreditation Webpage.


Step 3: Take Note on Opening and Closing Dates of Application

Application will be opened twice a year and related information (online application form) will only be available during these two periods:

  • First Session
    Opened: 1st of February
    Closed: 29th of February
  • Second Session
    Opened: 1st of July
    Closed: 31st of July


Step 4: Online Application (eSILA)

JPA’s study loans at present are all based on online application, try to avoid wasting time on searching application form from elsewhere, as this online application is designed for more efficient and tidy processing.

Direct link to official online application: JPA’s eSILA

Related information usually appears under the “LATIHAN SEBELUM PERKHIDMATAN (LSP)” with keywords such as “Skim Pinjaman Yuran Pengajian di Luar Negara Sesi x/20xx Untuk Peringkat Ijazah Pertama“, and will only be shown during application periods.


Step 5: Submission of Supporting Documents (Hardcopy)

Supporting documents can be prepared once online application is being done. All supporting documents must be submitted to JPA (address at below) within 10 working days since the closing date.

[spoiler effect=”slide” show=”SHOW Supporting Documents Listing (1-11)” hide=”HIDE Supporting Documents Listing (1-11)”]

No. English Version Bahasa Melayu Version
1. Accredited online application verification slip. Slip pengesahan penerimaan permohonan online.
2. Copy of Identity Card (MyKad):
– Student (Applicant)
– Parent / Guardian(s)
– Sibling(s)
Salinan Kad Pengenalan:
– Pelajar
– Ibubapa / Penjaga
– Adik-beradik
3. Copy of Birth Certificate:
– Student (Applicant)
– Parent / Guardian(s)
Salinan Surat Beranak:
– Pelajar
– Ibubapa / Penjaga
4. Copy of Passport:
– Student (Applicant)
Salinan Pasport:
– Pelajar
5. Copy of:
– Offer letter from university / institution (Unconditional Offer).
– Tuition fees information for studies period of one year and for the rest of the studies period.
Salinan surat tawaran kemasukan ke universiti / institusi (Unconditional Offer) dan disertakan maklumat kos yuran pengajian setahun dan sepanjang pengajian.
6. Copy of examination results (degree level) for previous years. Salinan keputusan peperiksaan peringkat Ijazah Pertama untuk tahun-tahun sebelumnya.
7. Copy of certificate:
– STPM / Matriculation / Asasi / Diploma / A-Level / IB / TER / any other equivalent qualifications.
Salinan Sijil STPM / Matrikulasi / Asasi / Diploma / A-Level / IB / TER / Lain-lain yang setaraf.
8. Copy of certificate:
– SPM
Salinan Sijil SPM.
9. Parent / Guardian(s) income information:
Government

Salary slip and the recent EC form OR pension card with recent statements of the pension payment.
Private Sector
Salary slip and the recent EA form OR confirmation letter of retirement.
Self Employed
Income verification form (can be downloaded at JPA’s eSILA OR via here: direct link) and “Borang B” (LHDN).
Maklumat pendapatan ibu bapa / penjaga seperti berikut:
Kerajaan

Slip gaji dan Borang EC terkini atau Kad Pesara berserta Penyata Pembayaran Pencen terkini.
Swasta
Slip gaji dan Borang EA terkini atau Surat Pengesahan Persaraan.
Bekerja Sendiri
Borang Pengesahan Pendapatan (Boleh dimuat turun di JPA’s eSILA) dan Borang B (LHDN).
10. For Critical Fields (Medical, Dentistry and Pharmacy) only:
Copy of “Non Objection Certificate (NOC)” from the Ministry of Higher Education, Malaysia.
Salinan “Non Objection Certificate (NOC)” daripada Kementerian Pengajian Tinggi Malaysia untuk kursus perubatan, pergigian dan farmasi sahaja.
11. Copy of prove:
That how applicant will be able to afford living cost and other costs during studies period in overseas.
Example: Copy of bank statement book, ASB and others.
Salinan bukti bagaimana pemohon dapat menampung kos sara hidup dan lain-lain kos semasa mengikuti pengajian di luar negara.
Contoh: salinan buku penyata bank, ASB dan lain-lain.
 Please kindly refer to Bahasa Melayu Version for more precise and accurate information.

[/spoiler]

If Closing Dates are: Supporting Documents should not be sent later than:
28th of February 7th of March
31st of July 8th of August


All prepared supporting documents (hardcopy) must be compiled (comb-binding) and accredited by government officials of: Management and Professional Group / Group ‘A’ (Kumpulan Pengurusan dan Profesional / Kumpulan ‘A’)

[spoiler effect=”slide” show=”SHOW Suggested Listing of these Government Officials” hide=”HIDE Suggested Listing of these Government Officials”]

English Version Bahasa Melayu Version
– Management Officer / Assistant Director
– Engineer
– Accountant
– Judge / Lawyer
– Government Hospital Doctor
– Principal from Secondary School
– Local University Lecturer
– Police Officer ranked from ASP or above
* ASP: Assistant Superintendent of Police
– Other Management and Professional Group / Group ‘A’ elected by the GOVERNMENT
– Pegawai Tadbir / Penolong Pengarah
– Jurutera
– Akauntan
– Hakim / Peguam
– Doktor Hospital Kerajaan
– Pengetua Sekolah Menengah
– Pensyarah Universiti Tempatan
– Pegawai Polis berpangkat ASP ke atas
* ASP: Penolong Pesuruhjaya Polis
– Lain-lain jawatan Kumpulan Pengurusan dan Profesional / Kumpulan ‘A’ yang dilantik oleh KERAJAAN

Note: All these government officers of Management and Professional Group / Group ‘A’ must be holding (possessing) an administrative grade of 41 or above.

[/spoiler]

Jabatan Perkhidmatan Awam Malaysia
Bahagian Pembangunan Modal Insan
Aras 5, Blok C1, Kompleks C
Pusat Pentadbiran Kerajaan Persekutuan
62510 Putrajaya
(u/p: Unit Penawaran Latihan Sebelum Perkhidmatan)


Step 6: Visit to eSILA and Check for the Status of Application

30-40 working days since the closing date will be needed for the processing of application. Status of application can only be checked after the stated 30-40 working days.

If Closing Dates are: Status of Application can be checked from:
28th of February 24th of April
31st of July 23rd of September


Direct link to official online checking: JPA’s eSILA

Related information usually appears under the “SEMAKAN KEPUTUSAN” with keywords such as “Semakan Keputusan Permohonan Skim Pinjaman Yuran Pengajian Ijazah Pertama Di Luar Negara Sesi x/20xx“, and will only be shown during appropriate periods.


Step 7 (Optional): Contact to JPA, Malaysia

For more accurate information or any assistance regarding to the application of study loan,  one can always contact, fax or e-mail (doubts and questions) to JPA, Malaysia.

Jabatan Perkhidmatan Awam Malaysia
Bahagian Pembangunan Modal Insan
Aras 5, Blok C1, Kompleks C
Pusat Pentadbiran Kerajaan Persekutuan
62510 Putrajaya
(u/p: Unit Penawaran Latihan Sebelum Perkhidmatan)

Tel : 03-8885 3436 / 3892
Fax : 03-8889 2172
E-mail : pinjaman.yuran@jpa.gov.my

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Loan Repayment

JPA’s Loan for Overseas Studies
(Skim Pinjaman Yuran Pengajian di Luar Negara)
Special Medical Loan Program
(Program Pinjaman Khas Perubatan)
Ordinary Loan Program
(Program Pinjaman Biasa)
Loan amount granted: RM250,000.00 Loan amount granted: RM200,000.00
Monthly Installment (RM) Subtotal (RM)
600.00 * 60mths 36,000.00
800.00 * 100mths 80,000.00
1000.00 * 134mths 134,000.00
Total (RM) 250,000.00

no interest charging (0%)

Monthly Installment (RM) Subtotal (RM)
400.00 * 40mths 16,000.00
600.00 * 120mths 72,000.00
800.00 * 140mths 112,000.00
Total (RM) 200,000.00

no interest charging (0%)

Back to Top

Apply Now!!!

The application is NOW CLOSED.
coming application session will be
From 1 – 28 February 2013

Back to Top

source: www.jpa.gov.my

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136 Comments to "How to apply JPA’s Loan for Overseas Studies?" - Add Yours »
  • YPF says:

    Hi there? IS JPA study loan still applicable? ANd please, tell me where to and how to download the application form. I couldnt find any from its website. I am now studying in Moscow.

    Thank you.

  • raja says:

    i would like to study fire & safety management course, which university is offering this in malaysia.

  • Alvin Nyau says:

    @YPF
    You din’t search properly. The form is available on top of their page under “Student/Sponsor”. Your requested form can be downloaded from here.

    @raja
    That’s a rare course. We need some time to conduct research about this course and come up with a page that provide information on which uni/college is providing such course in malaysia.
    We will email you as soon as we get that page done.
    Thank you. [=:)]

  • arienayie says:

    hi, can i apply this loan if i now currently studying degree of BBMS in malaysia and wanted to continuing my study in MBBS at australia.?

  • YPF says:

    Why don’t you apply PTPTN? Anyway, what is BBMS?

  • James Then says:

    @arienayie
    JPA does offer loan for master studies in overseas, you may stand a chance. Btw, if you wish to know more about it, please kindly visit to here. For any queries or further information, please do not hesitate to e-mail to lspdn@jpa.gov.my or esila@jpa.gov.my, or by phone call, 03-8885 3049.

    @YPF
    As yet, PTPTN does not provide loan for overseas studies. We are not so sure of what BBMS stands for, anyone who wishes to share the knowledge, please feel free to leave some words.

  • jayne says:

    Hi,will the study loan be given in a lump sum amount ?
    and im now studying in nz, how can i get my docs certified ? does it have to be done in msia ??

  • ky says:

    I don’t really understand how do I get my supporting documents “accredited by government officials of Management and Professional Group”. Does it mean all of them have to be certified true copy by no other than government officials? Otherwise, can banks and college certify the financial documents and offer letter respectively?

    Also, I am currently doing an American Degree Transfer Program and I will be transferring my credits to Canada. However, Canada is excluded among the countries listed. Does it mean that I do not stand a chance?

  • James Then says:

    @ jayne
    Hi there. We assume that study loan will not be given in a lump sum, just like PTPTN study loan, will be given in a series of periodic payments.

    @ky
    Good day, dear sir. If you visit to here, you will find that JPA is providing the same information, as actually we are referring to some part of it and present it in a less complicated and English-translated version , plus some information we gathered on the internet, such as experience (follow this link if interested in reading it) of some successful ex-applicants. We found that information provided by the JPA and what was (2008) shared by some ex-applicants are contrasting. As we do not want to take the risk of providing inaccurate information and have been struggled for quite a while of whether which site we should refer to, we decided to refer to JPA official website.
    Therefore, we strongly advise sir to send your doubts or queries to lspdn@jpa.gov.my or esila@jpa.gov.my, or make a phone call to 03-8885 3049.

    We will try our best in future to come to improve our site with more quality and accurate information.

  • jayne says:

    its stated thr all the supporting docs need to be accredited by government officials but im now studying in NZ, what should i do then ? is it possible to get them certified by uni or JP here ??
    This is giving me a big headache !!

  • hi…well i had try several time to open the esila and the jpa borang bt i found it..that i just cant do it..then i type mykad no there and it showed there that i ll get a katalaluan by 24hours and ask me to check my email…but until now i haven’t get it..
    i try to call the jabatan using the number they gv but no one answering…im seriously no idea….COULD U HELP ME…. i respect this loan and hoping to get an answer for it..

  • James Then says:

    @ Thines Kanthan

    Have you fill in the application form? If have not, then it should be quite easy to reach for it. By the way, we are still not so sure about your situation, based on our assumption, you may have not get yourself registered.
    If you are first time visiting to eSILA, registration is compulsory to be done before proceeding. About the password (katalaluan), it should be provided(set) by applicants themselves during the registration, which means that it is designed by each applicants, should not be provided and sent by the JPA.

    1. Menu Log Masuk -> Try to search for “Nota” -> Search for”2. Anda pengguna baru dan belum mendaftar? […klik di sini]”
    or
    2. Menu Log Masuk -> Try to search for “INFO LOG MASUK” -> Search for “Anda pengguna baru dan belum mendaftar? […klik di sini]”
    or
    3. Follow the link here: eSILA New User Registration.

    If you have successfully done the registration, then you may login (IC number and password) and fill in the application form.

  • Chew says:

    Hi there! Need some help please.
    I’m trying to find out where I can download/get the “No Objection Certificate”? Been surfing around and I can’t find a place to download it. Is the NOC and Letter of Good Conduct the same cert?
    And when do I send in the rest of the requested documents? Right after I applied online or after I have received the shortlisted approval?

    Thanks!

  • James Then says:

    @ Chew
    Good day, the “Non Objection Certificate NOC” is actually refers to SSLN (Sijil Sokongan Luar Negara), through guides provided in JPA Offical Website or Garis Panduan Skim Pinjaman Yuran Pengajian Di Luar Negara Untuk Peringkat Ijazah Pertama, stated there only for applicants who are pursuing studies in one the critical fields: pharmacy, dentistry, medical, have to obtain the NOC/SSLN from Kementerian Pengajian Tinggi Malaysia (by meeting certain criteria, such as the examination result of 1st year study).
    Here is a link which contains information and explanation about NOC/SSLN, it is very informative, after follow the link, try to search for “E. ‘NON OBJECTION CERTIFICATE’ (NOC) atau SSLN”.
    Here is another link which contains the form of application for SSLN, hope that it will be useful to you.
    According to what have been stated clearly, supporting documents can be prepared once online application is being done and must be sent to JPA within 10 working days since the closing date.
    Thanks.

  • Chew says:

    @James Then

    Thanks James! I was just reading some information about the SSLN from this website http://jpt.mohe.gov.my/PELAJAR/SSLN.php and the number 4 clause states

    “4. SSLN tidak dikeluarkan kepada pemohon untuk tujuan mendapatkan biasiswa atau pinjaman kewangan bagi pembiayaan pembelajaran tetapi SSLN berperanan sebagai dokumen sokongan untuk mendapatkan visa.”

    I already have my visa and I am studying medicine in the UK. I just want to apply for the JPA loan. Do I still require this cert?

  • James Then says:

    @ Chew
    Hi, it is true to say that the issuing of SSLN isn’t for the purpose of getting any loans or financial aids, since SSLN itself is actually similar to a cert of prove that one’s able to meet the minimum requirement to study in overseas. Btw, we would like to suggest you to prepare a copy of the cert, since based on your question, we don not have much supporting statements or confirmations (similar situation), but from what have been founded on JPA website, SSLN/NOC seems to be a compulsory document and needed to be sent to JPA.
    Once again, the SSLN/NOC can be applied from Ministry of Higher Education, Malaysia (KPTM), you may contact to KPTM through phone call(Tel: 03-8883 5000), fax(Fax: 03-8889 3921) or by sending mails to webmaster@mohe.gov.my, in case you have any queries or doubts to be cleared with.

  • jayne says:

    hi, my dad is self employed, so it’s neither swasta nor kerajaan, what should i submit instead of borang EA/EC ??

  • Revathy says:

    hello…. i’m a medical student studyin in Moscow, successfully completed my first year studies…
    i’ve already mailed all the needed details and documents to JPA and i was just wondering if there is any interview involved before knowing the results…
    i did call the JPA office and asked them if there was any interview…
    the man at first said no but later on he said he was not so sure…
    he said ‘takde kot’ and i don’t really know what he meant by that…
    i was also told the results will be known online on 30th of August but I have to fly back to Moscow earlier than that cause my classes starts on the 1st of september and i need to handle quite some paperworks over there…
    so i don’t know how it works??
    if there isn’t any interview then it’s ok…
    but if there is, i need to make arrangements so that i wouldn’t miss the interview and lose the chance of getting the loan…
    can anyone care to enlighten me on this matter?
    like many others i really do need this loan and i can’t really enjoy my holidays without getting this out of my mind….

    thank you very much…. 🙂

  • James Then says:

    @Revathy
    According to experience of some ex-applicants, only shortlisted applicants will be required to attend the interview session, which is when after the result is released. Here are two very useful and informative articles, click Here1 or Here2 to follow, we hope that both of it manage to clear your doubts. Thank you and have a nice day.

  • J T says:

    @jayne
    A boss in a corporation (sdn. bhd.) is still an employee, therefore an EA for boss will still have to be prepared by clerk. If ownership is as sole proprietorship, then account report will do.

  • Revathy says:

    hey it’s me again…. thanks a lot for the articles…
    but there is one difference…. i’m not a SPM leaver….
    i’m not applying for a scholarship….

    i’m applying for a LOAN… a ‘skim pinjaman luar negara’ which can only be applied when a student has completed his/her first year of medical studies… i’m actually going to continue my second year this september….
    i’m sorry i forgot to mention that earlier…
    so yeah, does the same thing apply for a JPA loan too??

    thanks again…

  • J T says:

    @Revathy
    Good day. It’s ok, and it is actually the same. Some people refers loan to scholarship or vice versa, even though there are differences, still the meaning of both are very close, as long as we understand, then it is not a big deal. Have a nice day.

  • I like to study in India by this time.

  • be course i want to be the product of that country

  • sabrina naina says:

    i just finished my foundation.
    i am going to do my first year medical in indonesia.
    i want to apply for a jpa loan.

    in order to apply for the jpa loan, i must complete my 1st year mecidal before applying for the loan is it?

    or i can apply before doing my 1st year?

    thanks. [=:)]

  • lys says:

    How about design course?
    Can I apply jpa loan?

  • nadia says:

    hi,

    i plan to further my master degree in Australia, commence in February, 2011. do JPA offer any scholarship/loan for Master studies? btw, i never had any JPA scholarship during my undergrad, so is there any scholarship/loan that i can apply?

    thanks..

  • Nur Afifah says:

    Hello,

    I have the same question as sabrina, im going to further study in australia this Feb 2011 for RIBA part 2, but im wondering should i apply before going (Feb 2011) or a year after (Feb 2012)?

    If a year after, my age will be 25 years old in March. Technically when i will apply on Feb 2012, I am not 25 years old yet. Am I still eligible? Is it refering to below 25 years old, or 25 years old and below?

    I went to JPA last Friday to confirm, but the given answer is pretty ambiguous.

    Hope u can help. THANKS!

  • appu says:

    well..im an a-level leaver..im jz curious to know whetha jpa recognizes the chemical eng. course offered in Nanyang Technological University(NTU)and so on offer me the loan..??
    i hav checked out the jpa portal though..however i find that it is not listed .But i hav heard that as long institution of engineers Singapore(IES) accrediates that particular course than the Boards Of engineers Malaysia (BEM) will also recognize the course.
    Need help asap thou!!
    thanx newayz!!

  • angel says:

    Hi. Do you know if the loan is only open for those who just finishing first year or those studying 2nd or 3rd year also eligible for this? Because I’m in my 2nd year and would like to apply to this loan.

    Thank you for the help~

  • PF says:

    Dear angel, you may apply the loan as long as you’re under 25.. =) by the way where’re you studying right now? what course?

  • angel says:

    thanks for the reply =D

    i’m in glasgow currently~ studying vet med =P

  • victor says:

    Hello There, I have 2 queries.

    My son has completed his Diploma in BioScience in Australia this year. He will is intending to pursue Dentistry or Pharmacy in Australia. What does he have to do to obtain a JPA Scholarship or PTPTN Loan?

    My daughter has completed her Secondary education Year 12 in Australia. She will be pursuing Medicine in Australia. What does she have to do to obtain the above Scholarship/Loans

    Victor

  • PF says:

    Hi Victor,
    PTPTN loan is only available for those who study in local colleges and universities, either private or government. And yes, your son and daughter may apply for JPA LOAN. But not SCHOLARSHIP. As long as they are under 25 years old. But from I heard, we can convert our loan to scholarship if we get GOOD result throughout our course years.

    @Angel, hi there, nice to meet you..

  • Thomas Lim says:

    Hi Victor,
    My son is doing nursing in Adelaide, australia and is finishing his diploma pretty soon,
    He has plans to pursue degree or double degree for at durable of 3 years. Just wonder if this is any avenue to get loan or scholarship for him to carry on with his study there. The next degree programme shall stay in feb.
    regrds

  • 1988 says:

    Good day!

    I’m currently studying Surveying (degree) field in Australia, I’ve completed my 1st semester here, and I’m coming to 3rd year (next year).

    I would like to apply this loan next year (Hopefully still ON), anyways, do I have to submit a copy of my semester transcript included with a sign or chop approval from my Uni?
    Or just approval either from higher government bodies or JP?

  • Neow says:

    May i know do you have any ptptn loan for beauty therapy course, i would like to study in england.

  • JY says:

    Hi, I am intend to take an aviation course at Philipine in Manila, am i able to apply for jpa loan?

  • 1988 says:

    @Neow and JY,

    You guys can check JPA website for that. See whether your course and uni are accredited and certified under them.

  • Grace says:

    I have an offer letter from Melbourne University. Do I really need to wait for another year to obtain loan? That is the major problem now. I really need the amount of money so that I can future my studies overseas. Now everything is half hanging.

  • ranjini says:

    when will the JPA loan form for 2011 will be released?
    the exact date please?

  • J T says:

    @ ranjini
    Hi, it should be Opened on 1st of February and closed on 1st of March

  • guilty says:

    I am currently studying my degree in Education in australia, and have completed my first year. I also studied my diploma and advanced diploma in Australia. I still have a remaining of 2 1/2 years and i was wondering if it is possible for me to apply for this JPA loan. Also, what are the chances of this loan being approved?

  • J T says:

    @guilty
    Of course there are chances, and we believe that JPA is doing a very fair job and making even decision.
    So, what actually makes the difference? Probably some will ask…
    Mainly there are 2 rounds of selection
    1. Applicant being shortlisted
    2. Shortlisted applicant notified by JPA to join interview session

    1. This is the procedure of choosing shortlisted applicant from “passed applicant”. So called “passed applicant” can be referred to those who meets all the required qualification (in term of personal and course aspect), completely done the online application, handed-in all the supporting document on time and…… (probably more, but these are the vital parts). However, still we aren’t so sure about it, because as yet JPA never review (we assume) how they do the selection. Well not too worry about it, important criteria (as mentioned) will surely be considered while decision is to be made as they possess portion of stand as well.

    2. Probably the most important part, applicant’s performance MAY directly affect the final decision, because one must be clear that applicants with same qualifications will be all around, maybe hundreds of them, so how to impress those interviewers? One should really take deep consideration about it (in case shortlisted), can only tell that applicant with preparation will always stand a better chance.

  • CH says:

    what are the interest rate?

  • CH says:

    hi..i was just wondering if there is any interest rate..if there is..what are the interest rate?

  • jin says:

    is there an interview for JPA loan?
    i thought interview is only for scholarships.

  • J T says:

    @jin

    yes, there will be an interview session, if only if the applicant is shortlisted.
    It is like:
    #1. submission of application form
    #2. selection of applicant
    #3. interview session (only for those who has been selected/shortlisted from #2)

  • blaze says:

    cn i apply jpa overseas loans for law course,UK degree transfer?..i’m condisering 2+1 twinning proggrame..i wn to know if i apply tat loan,if i’m goin to stdy my third year at overseas,but i din meet the requirements,i would be out frm the loans?..tat means i cnt complete my dgree?..i hv this important thought in my mind..n my 1st year n 2nd year locally ,i cn tke ptptn loans,rte?..hpe to get more infos from u all..thx.. [=s:)]

  • JJS says:

    may i know whether corllins university is recognized by jpa

  • Foong says:

    [Quote] Step 5: Submission of Supporting Documents (Hardcopy)
    Important Notes:
    1. Supporting documents can be prepared once online application is being done.

    May I know how do we access to the online application? Does this mean we don’t have to fill up this –http://www.jpa.gov.my/borang/pelajar/borang_tuntutan.pdf ??

  • Foong says:

    [Quote] Step 5: Submission of Supporting Documents (Hardcopy)
    Important Notes:
    1. Supporting documents can be prepared once online application is being done.

    May I know how do we access to the online application? Does this mean we don’t have to fill up this –http://www.jpa.gov.my/borang/pelajar/borang_tuntutan.pdf ???

  • Sam says:

    Dear Sir,

    Good day and can someone please help or assist me? I am in desperate need of a JPA scholarship or loan for my daughter studying actuarial science in USA.

    I had tried almost every avenue and in vain…EPF, MAXIS, Bank Negara, Khazanah, Great Eastern, MIED – study loan (I think this organisation, MIED is the worst of the lot)…

    My daughter’s achievement, amongst others:
    1. Top and best student at Taylor’s University American Degree Transfer program for summer 2010…she achieved a CGPA of 3.98 over 4
    2. She is now in USA (got her into Purdue University with whatever savings we had and we could afford) since August last year and in her first semester at Purdue…she achieved CGPA of 4.00 over 4.00
    3. Mid-January 2011 she commenced her second semester and we are managing her semester fee with my EPF savings and borrowing
    4. In pursuit of excellence…she has signed up for the Professional Actuarial Science exams simultaneously and to complete Master in Finance upon finishing Actuarial Science degree
    5. She will be required to complete another 4 semester and each semester cost around Rm50,000
    6. Because of her excellent results Purdue has invited her to be part of its International Leadership program.
    It is a father’s plea and I need help…
    Thanks and best regards
    Sam
    Contact Nbr: 0122007342

  • 1988 says:

    Reply to SAM (Author)

    Hello Sir,
    I’m not supposed to answer all your questions but I really need to help you on this. It’s my good intention to help.

    Since your daughter had already done her 1st year oversea, then I guess she’s eligible to apply for the JPA Loan. You need to log into JPA website and apply for her. Get all documents and send it before the closing date as stated in the site.

    If 1st option failed, I suggest you to go for personal loan. (I’m not suggesting loan sharks.. that’s so wrong). or try to get help from relatives, perhaps they can help or maybe friends. Make a contract, letter or an agreement if they agreed.

    I noticed that your daughter is a bright student. That’s good. But before you try to apply for this JPA loan, you must check whether her degree and university is approved by/under JPA. That’s the deal here.

    My curiosity is, aren’t they any scholarships offer by the Purdue? or from her university?

    I’m so sorry that you had to deal with this hardship. I do understand. It’s really hard. Hope everything goes well. [=ok]

  • Fred says:

    I would like to ask those who got the “JPA overseas loan”..
    1) Its stated that the loan is just cover the tuition fees, does that mean JPA pay to the overseas university directly? or they pay to my bank akaun in oversea?

  • 1988 says:

    Hi Fred

    They pay it directly to University.

  • Stiles says:

    May i ask what does it mean by All supporting document (hardcopy) must be compiled (binding) and accredited by government officials of Management and Professional Group?????????
    Where n whom must i find to get it certified????

  • STILES says:

    May I know what does it mean All supporting document (hardcopy) must be compiled (binding) and accredited by government officials of Management and Professional Group???
    Where n whom must i find to get the documents certified???

  • Chang says:

    Do they allowed the loans for Japan and can I get a scholarship while I’m taking this loan?

  • winnie says:

    What’s the interest rate for JPA loan?

  • Pricilla says:

    May I know is Russian State Medical University undergraduate program available in applying jpa loan? Thanks..

  • Nidel Leong says:

    I would like to ask that the chance to get JPA loan or scholarship if study medicine in Russia great or not?
    -and if get the scholarship or loan, after government service has bond to government?
    -if academic result is good, there is a chance we no need to pay back the loan?

    thank you.
    Nidel

  • minxxz says:

    hi there, may i know is JPA loan interest rate hight ?
    Have JPA offer scholarship for overseas ?

  • tarmizi says:

    i have receive an unconditional offer from northumbria university newcastle UK in Bsc Applied computing. this course is a top up degree(one year program). Am i eligible for the loan??

  • Shafinaz says:

    Hello,

    I’m a foundation student (medical science) in MSU (management science university), shah alam, malaysia and will finish my semester in July 2011. I wish to further studies in this area in Ireland under JPA’s Loan for Overseas. Kindly show me how, please.

  • Mac says:

    Hello

    My sister got chance to take an aviation course at Philipine in Manila, am she able to apply for jpa loan?Kindly show me how,please

  • Raine says:

    Hi, I have received conditional offer from Newcastle University, Exeter University and Southampton UK for psychology course. Do JPA’s loan eligible for psychology? I can only apply it when I study for 2nd year right?
    Thanks

  • laxshimi says:

    I am third year student studying in Australia.
    BSc Nanotecnology. I tried very hard to get JPA loan but rejacted,
    last year I apply twice and this year once. where can I get help. Thank you

  • Undistress says:

    Hello. I am a architecture diploma graduate, recently offered a place in one of UK univ. I’m going for the 2nd yr entry in BArch and was wondering when the jpa scholarships and loan will be opening. I am in doubt as the diploma intake for local univ has already started where as, degree course will be starting in sept.

    Thank you so much for reading this.

  • sabrina says:

    i am going to study pharmacy in uk. what are the chances of getting the loan? is it high or they only select a limited amount of students to borrow to? i really need this loan very much

  • maidin says:

    Sir,

    Has the JPA Education Loan now open?
    Thanks

  • chong says:

    OMG.. s’pore uni is not included????

  • Balakrishnan says:

    Hi there,
    My daughter is pursuing a medical degree course and I would appreciate your advice on when and how i can apply for the JPA foreign degree education loan scheme. I read through the website details and noticed a need for all supporting documents to be endorsed.Can this be done by a lawyer or only by a government official?

    Thank you and Best regards
    Bala

  • 1988 says:

    winnie says:
    15 February 2011 at 3:06 pm
    What’s the interest rate for JPA loan? [There is no interest for JPA Loan]

    Pricilla says:
    16 February 2011 at 2:36 pm
    May I know is Russian State Medical University undergraduate program available in applying jpa loan? Thanks.. [Please check here to see whether your degree is certified by JPA http://www.interactive.jpa.gov.my/webinteraktif/frmMainIktiraf.asp%5D

    Nidel Leong says:
    4 March 2011 at 2:19 pm
    I would like to ask that the chance to get JPA loan or scholarship if study medicine in Russia great or not?
    -and if get the scholarship or loan, after government service has bond to government?
    -if academic result is good, there is a chance we no need to pay back the loan? [Please check here to see whether your degree is certified by JPA http://www.interactive.jpa.gov.my/webinteraktif/frmMainIktiraf.asp : Loan and Scholarship are two different things. Loan; you have to pay back, Scholarship is usually bonded (Means you have to work with Government after you graduate) but you don’t need to pay them back.]

    thank you.
    Nidel

    minxxz says:
    31 March 2011 at 12:10 pm
    hi there, may i know is JPA loan interest rate hight ?
    Have JPA offer scholarship for overseas ? [0 Interest Rate, JPA Loan is not like PTPN]

    tarmizi says:
    8 April 2011 at 2:38 am
    i have receive an unconditional offer from northumbria university newcastle UK in Bsc Applied computing. this course is a top up degree(one year program). Am i eligible for the loan?? [No you are not. Cos you have to do study and complete your study in UK at least a year or 1 sem for diploma grads]

    Shafinaz says:
    19 April 2011 at 2:48 pm
    Hello,

    I’m a foundation student (medical science) in MSU (management science university), shah alam, malaysia and will finish my semester in July 2011. I wish to further studies in this area in Ireland under JPA’s Loan for Overseas. Kindly show me how, please.
    [See above. You need to complete at least 1 year in Ireland in order to get the loan. Please go to JPA website for more info, read their terms and conditions]

    Mac says:
    26 April 2011 at 9:43 pm
    Hello

    My sister got chance to take an aviation course at Philipine in Manila, am she able to apply for jpa loan?Kindly show me how,please
    [Please check here to see whether your degree is certified by JPA http://www.interactive.jpa.gov.my/webinteraktif/frmMainIktiraf.asp%5D

    Raine says:
    7 May 2011 at 2:37 pm
    Hi, I have received conditional offer from Newcastle University, Exeter University and Southampton UK for psychology course. Do JPA’s loan eligible for psychology? I can only apply it when I study for 2nd year right?
    Thanks
    [You must complete your studies at least 1 year/half year (in UK)for diploma grads]

    laxshimi says:
    19 May 2011 at 8:00 pm
    I am third year student studying in Australia.
    BSc Nanotecnology. I tried very hard to get JPA loan but rejacted,
    last year I apply twice and this year once. where can I get help. Thank you
    [Are you a Bumiputera? Majority of the loan go to Bumis and good results students, and please check whether your degree is certified by JPA their site]

    Undistress says:
    30 May 2011 at 2:32 pm
    Hello. I am a architecture diploma graduate, recently offered a place in one of UK univ. I’m going for the 2nd yr entry in BArch and was wondering when the jpa scholarships and loan will be opening. I am in doubt as the diploma intake for local univ has already started where as, degree course will be starting in sept.

    Thank you so much for reading this.
    [You have to finish at least 1 sem in UK in order to get the loan]

    sabrina says:
    6 June 2011 at 4:27 pm
    i am going to study pharmacy in uk. what are the chances of getting the loan? is it high or they only select a limited amount of students to borrow to? i really need this loan very much
    [You need to complete a year in UK, use your money first and try to apply for the loan, just try your luck!]

    maidin says:
    6 June 2011 at 10:11 pm
    Sir,

    Has the JPA Education Loan now open?
    Thanks
    [Nope]

    chong says:
    13 June 2011 at 4:15 pm
    OMG.. s’pore uni is not included????
    [Please check here to see whether your degree is certified by JPA http://www.interactive.jpa.gov.my/webinteraktif/frmMainIktiraf.asp%5D

    Balakrishnan says:
    14 June 2011 at 2:43 pm
    Hi there,
    My daughter is pursuing a medical degree course and I would appreciate your advice on when and how i can apply for the JPA foreign degree education loan scheme. I read through the website details and noticed a need for all supporting documents to be endorsed.Can this be done by a lawyer or only by a government official?

    Thank you and Best regards
    Bala

    [Government high officers, JP (Jus. of Peace), Principal]

  • Sue says:

    Hi, I’ve just finished my first 2 years of study in the UK. I’m looking to apply for the JPA Overseas Loan (Pharmacy), but I’m stuck at the Non-Objection Certificate (SSLN). Everything I’ve read about it suggests that I should already have one to study overseas, but although I have my student visa I’ve never heard of SSLN! I would apply for one now, but as someone said earlier, the JPT website says

    “4. SSLN tidak dikeluarkan kepada pemohon untuk tujuan mendapatkan biasiswa atau pinjaman kewangan bagi pembiayaan pembelajaran tetapi SSLN berperanan sebagai dokumen sokongan untuk mendapatkan visa.”

    What should I do if I don’t already have the SSLN and I can’t apply for one now? I’ve emailed JPT to ask them what to do but I’m not overly confident that they’ll reply. Please help!

  • Jacqueline says:

    Hi there, I have just finished my first 2 years of study at a UK university where I am doing a 5 year medical degree. I would like to apply for the JPA loan but am completely lost as to which documents are required and the process of application. Am I right to say that the website is http://www.jpa.gov.my? I have found the website entirely unhelpful as it does not tell me the steps required for application and when I click on “downloadable forms” I do not know which forms to download. It does not help that everything is in malay. No one picks up the phone when I call the office. Is there some place else I can get information? I would really really appreciate some help.

  • 1988 says:

    Jacqueline,
    You cannot just download the form and apply for it. You have to wait for the intakes. All information is available here and on JPA site. Otherwise, how come other people gt it and you don’t? and confused? Lol. Usually intakes are around JAN/FEB for First Batch and Jun/July for Second Batch.
    ——————————————————————-
    Application will be opened twice a year:
    First session: Opened on 1st of February and closed on 28th of February.
    Second session: Opened on 1st of July and closed on 31st of July.
    ——————————————————————-

    Log in to esilav2.jpa.gov.my, if the intake is already open, you just need to register yourself online and once you completed the registration, print out everything and submit your application to JPA. They will go through your application and will tell you 2-3 weeks after the closing date. And of course, you need to submit all the relevant documents which are needed.

    At this moment, there are no intakes so yeah, you cannot download anything or access anything.

    Cheers. Hope this helps.

  • Sebastian says:

    Hi there, I just finish A level and currently interested in applying MPharm Course in IMU. Since it is a twinning programme and my parent are unable to afford the high spending cost of mine, I was planning to apply for JPA loan. Do I have to apply now? or after the 1st semester in oversea? If I hardly obtain it, is there any way to reduce my parent’s burden?

    Thank you.

  • 1989 says:

    Hello,

    I’ve just graduated from my Law Degree LLB (hons)from UK few days ago and is currently waiting for offers from other instituitons for my BPTC (Bar Professional Tranining Course)here in uk as well. Studying another year here in uk will cost me another RM 100k and I wouid like to know if this JPA loan does offer something like this and also how long does it usually take to process as this BPTC will commence in September this year. Financial help is very much needed here!!

    Desperado

  • J T says:

    @ 1989

    Good day, nice to hear from you.
    Very unfortunately, have to inform you that this JPA loan (as what this post is about), to date only “Untuk Peringkat Ijazah Pertama”, which means it is only for degree studies, possibly cannot be applied to what you have shared, the “BPTC (Bar Professional Tranining Course)”.

  • J T says:

    @ Sebastian

    Good day, nice to hear from you.
    Very unfortunately, have to inform you that this JPA loan (as what this post is about), to date only “Untuk Peringkat Ijazah Pertama”, which means it is only for DEGREE studies, possibly cannot be applied to what you have shared, the “MPharm (Master of Pharmacy)”.
    Please correct me if i get it wrong, you mentioning about “MPharm”, but is it possible? providing that you only hold the A-Level qualification. Or you are trying to mention about BPharm (Bachelor of Pharmacy)? =.=

  • angel says:

    @JT

    hi there~ am just clarify this for sebastian.. it is possible to study MPharm for a student only holding A Level qualification as there is a program in IMU that twins with Uni of Stracthclyde which gives a MPharm cert on completion. It’s a 4 yr course compared to 3 yr BPharm in the UK. =)

  • JT2000 says:

    Hi there, im currently applying for a loan for the 2nd phase dentistry in overseas. As im raised by a guirdian, i assume that i was suppose to apply under (penjaga) , i’ve only one guardian, but unfortunately the website requires me to fill 2 of the penjaga details. is this part of the system or just a fault of the website?
    thanks.

  • Lily says:

    Currently I’m studying Pharmacy which we can do either twinning or local.(BPharm or MPharm)

    My dilemma is that I’m not studying in either PMC or IMU. Is this loan only applicable to those 2 sch for twinning programme?

  • Darren says:

    Both my parents are ‘pesara kerajaan’, and I know that pensioners are handled by JPA. I’m not sure, but does doesn’t mean that my parents ‘pernah ditaja JPA’ right? I’m fairly certain that this option is for those who were sponsored to study, but I’m just asking to make sure.

  • 1988 says:

    Darren-

    Pesara Kerajaan means that your parents are governement retirees, not ever being sponsored by JPA. Being sponsored by definition, in terms of scholarships and etc.

    One thing about this JPA loan is that you need at least 1-2years study experience oversea.

  • Darren says:

    @1988 Thanks for the info.

    I have another query though. I’m a transfer student to the US, but I’ll only be transferring later this year. I’ve already settled my university of choice as well as my visa. Am I still eligible for this loan, in this situation?

  • 1988 says:

    @Darren

    Most welcome mate.
    Ok I see. Hmm. You have to check yr degree wthr its under JPA’s. They don’t just give sponsors or loan that easily. And I’m sorry! you need to spend at least a sem (pay your own fees) in the States.

    Cut the long story short, you’re not eligible to apply for this year’s JPA loan but next year. Anyways, I think you should really visit JPA’s website or even call them. We can’t simply give all the advices that you need. 🙂 good luck! Google is awesome!

  • Sue says:

    If my parents are retired, should I still put down their previous work addresses, or should I just say TIADA? thanks

  • Tine says:

    Hello! i am now pursuing my degree in UK. how do i calculate the CGPA? thanks in advance 🙂

  • June says:

    Hi there!i’m currently now studying Diploma in Early Childhood Education and would like to take the loan to further 1 yr of degree in the UK.but my field of study is not being listed above,do i still have chance to receive the scholarship?thx

  • 1988 says:

    @Sue: TIADA
    @Tine: Google. Use google.
    @June: NO. JPA only sponsors degree under their list. Check their website for further information. Use google.

  • Daryl says:

    Hello, was wondering, what sort of medical check up do I need to prepare myself with before submitting my complete documents? thanks

  • Jacqueline says:

    Hi, where can I get the 2011 version of the SSLN/NOC form? It is not available on the Ministry of Higher Education website.

  • J T says:

    @ Jacqueline

    Here is the link to SSLN 2011 application form: Click Here.

    Follow instructions given in the form, prepare what are required, especially those supporting documents (dokumen-dokumen sokongan)

  • Joyce says:

    Hello,i want to study Mpharm at university of nottingham malaysia campus whichi is a 2+2 program,in which the last 2 years have to be completed at UK campus of nottingham.Am i eligible to apply jpa loan?

  • Joyce says:

    Hello,i want to study Mpharm at university of nottingham malaysia campus which is a 2+2 program,in which the last 2 years have to be completed at UK campus of nottingham.Am i eligible to apply jpa loan?

  • Balakrishnan Ramachandran says:

    I have submitted my application for the JPA loan. How will i know that the documents had been received and how long will it take to be notified on outcome of the application?

  • Leka says:

    Hi, im currently doin SAM and would like to continue my studies overseas,can i apply for the loan and doe JPA give scholarships to students doing pre-u SAM???

  • irene says:

    My son is considering taking up finance course doing a twinning program (2 + 1) in Malaysia and I am wondering which university would you recommend. As for his 3rd and final year, again could you please recommend the university overseas (affordable, of course). And would like to know if he is eligible for the loan. Thanks a lot.

  • nour zantah says:

    My name is Nour Zantah.I am from Syria. I graduated from Damascus University, Department of Fine Arts in 2011, with an average of 72.49. I majored in Graphic design.
    I got 80 marks for my graduation project, “Damascus – A Contemporary Vision. This project gained words of admiration and support from my teachers and colleagues and came in the second place. I have participated in several artistic workshops in various locations in Syria. Besides, I participated last year in a workshop about photography and graphic design entitled “Wonderful Denmark” in Denmark.
    Among my non-artistic activities I generally do a lot of reading and web surfing. In addition, I believe that every one of us has obligations towards their community. Therefore, I volunteered in 2009 to work for 75 days at the “Saadah House for Elders” in Damascus. I also put my art in the service of the Syrian community through participating in various events like the National Campaign for Protecting the Environment from Nylon Bags, Inauguration of the Children Section in Al Bayrouni Hospital for Treating Cancer (by volunteering to design the wall paintings in the rooms), and Bab Touma Square Renovation Campaign.
    More importantly, all my life I had a passion for Expressive Dance. I was a member in different dance groups throughout the years like Inana and Nahawand. I consider my most outstanding non-academic achievement to be participating with Nahawand’s children play Cinderella as the character of Cinderella herself.
    As for the future, I intend to continue my studies to get a master in Fine Arts leading me to get the PhD in Fine Arts. Then I plan to teach arts and graphic design at university. In general, I tend to stay afar from the materialism of working in the graphic design market. Therefore, I would rather to have teaching as my source of funding in order to give myself and my time to art.
    At present, I am doing my best to earn a scholarship to study abroad. On one side, I have a growing thirst for knowledge. On the other side, I feel a void inside me calling for all that is different and exotic. I love being open to other cultures. While I am deeply rooted in my homeland, I do feel that I belong to the whole world. After all, we are all connected to our mother earth. Besides, I desire to study abroad because it will help me to realize my independence and self-actualization.
    I hope that you find me eligible and deserving of the Scholarship. I promise you that I will not disappoint you.

  • Ravi Kumar says:

    I’m 12th pass out. I;m apply MBBS study in with you

  • yy says:

    Hi there! I was wondering how if the course I want to pursue is not in the list of qualification? What can I do? I want to take up Biomedical Science in Australia, btw.

  • abhu says:

    I don’t really understand how do I get my supporting documents accredited by government officials of Management and Professional Group. Can i get it accredited by the principal from high school?
    Please guide me.
    Thank You.

  • kavita says:

    please help is there any scholarship/loan for bioteck degree twining program in overseas in calpolay us in 2012

    thank you

  • Darren says:

    Hi, what exactly is the ‘accredited online application verification slip’, under the supporting documents section? I’m guessing it’s something that can only be printed after the application is done?

  • Darren says:

    Another question. It’s mentioned that hard copies of supporting documents must be compiled (comb-binding) and accredited by government officials of Management and Professional group. A couple friends of mine said that these can be high school headmaster/headmistresses or their deputies?

  • Darren says:

    I’m sorry for spamming this wall with questions! I have another one. What does this mean: ‘Tuition fees information for studies period of one year and for the rest of the studies period’. Is it basically the estimated tuition fee from the university? What kind of document do they want exactly?

    Also, for ‘how applicant will be able to afford living cost and other costs during studies period in overseas’; are they asking for bank statements of parents’ bank accounts (since they are my sponsors)? And over what time period are they asking? Is it another estimate?

    Thanks everyone for putting up with my questions!

  • Girija Vasu says:

    My daughter is in her 1st year doing medicine in Manipal India. She will arrive here on the 26th February for her semester break. Can I apply for JPA Loan on her behalf.

  • Wee Jia Sheng says:

    I’m currently doing A-levels and i plan to do medicine in indonesia, I was wondering I can only borrow the loan after my first year in university like other loan or i can borrow the loan while im doing my pre-university and use the loan to support my first year?Do Jpa loan require to see the result or they will just accept the minimum requirement in the university itself?

  • Wee Jia Sheng says:

    I’m currently doing A-levels and i plan to do medicine in indonesia, I was wondering I can only borrow the loan after my first year in university like other loan or i can borrow the loan while im doing my pre-university and use the loan to support my first year?Do Jpa loan require to see the result or they will just accept the minimum requirement in the university itself?

  • padmaloshini says:

    hi there! i am doing my advance diploma in commerce(financial accounting) CUM ACCA. my college offers 3 moths top up degree programme in UK. will the loan still be applicable to me?

  • Tharsh says:

    Hi,I’ve currently completed my 1st year degree in computer science in malaysia. Am I eligible to apply for this loan or this loan is only applicable for who had at least finished their first year in overseas?…and it was said that it’s excluding computer science and information technology so do i still eligible to apply for my course?…I really need your help in these as I’m very confused. Thank you.

  • suku says:

    currently my son is studying medicine at moscow . 1st year with self support. what is the minimum requirement for him to apply fot JPA study loan.

  • rannisha says:

    im curently a final semester diploma in pharmacy student. i took ptptn loan for my diploma. now im keen to continue my degree in pharmacy in indonesia.. must i pay back my ptptn loan first in order to qualify for jpa loan?

  • JB says:

    Can I ask if my loan, I did not get it. Can I appeal or resubmit again for the next session?

  • Christine says:

    Hi, for the twinning program does it applicable for Nottingham’s 2+2 as well?

  • Girija V.K.Vasu says:

    My daughter Shreethi A/P Rabidran is studying in Manipal India for medicine and she completed her first year. After obtaining her 1st year result, she applied for JPA loan. She fullfills all the requirement needed by JPA. We checked on line for the results & got the results “tidak berjaya”. I am puzzled as to why her loan was not approved. At least JPA should have told us the reason. We did not expect a full loan but at least 50%. We would not have applied for the loan if we had all the money to sponsor her. I have my eldest son who is doing a twinning UK degree programme and we have not taken any loan for him. We hope that JPA will give us a full explanation on the rejection of the loan. It is only a loan which will be paid back.

  • JB says:

    Same I’m curious for what reason it was not stated besides ‘tdk berjaya’. It’s a loan for education and will be paid back.

  • Shu Han says:

    Hi, I’m 20 years old and I finished my STPM.
    I got my letter offer to study Law in United Kingdom this September,
    is it possible to get the loan before I go or I need to study there for one year/one semester then only I can go ?

    Thank you.

  • 1988 says:

    Reason is that:
    1. JPA only allocate few sums of money for this offer.
    2. And they did NOT guarantee that they will give LOAN to all STUDENTS, its up to them to decide. So if your daughter did not get the loan, just accept it. You should have known it earlier that sending kids to study oversea cost millions. They are more smart students out there that deserve this loan… take for instance, the low-incomes people who wanted to send their ‘smart’ kids oversea… I’m pretty sure you understand. I’m really sorry though, can’t say much.

    Reply to Shu Han: Read this post again la… heh.

    – Student from credit transfers / diploma studies:
    Completed first semester studies in overseas.
    – Student from Pre-U studies:
    Completed studies duration of one year in overseas.
    – Student from 2 + 1 studies (program):
    Eligible to apply with examination results (cGPA) of second year studies.

    Useful links:
    1. http://pengiktirafan.jpa.gov.my/

  • Jeremy says:

    Hey 1988, are you a current recipient of this? You sound very knowledgeable about this.

    I am a first year biology student.
    My tuition fee is 16k pounds per year, which is about 80k ringgit every year.
    How does JPA pay this amount of money? Every year or every semester? Do they pay in pound or ringgit? To my account or university account?

    Also since the limit is 200k ringgit for me, how are they going to pay the remaining? Second year – 80k ringgit, Third year- 80k ringgit. How about the remaining 40k ringgit? Will they use it to offset a portion of my fourth year fees?

  • 1988 says:

    As far as I know, it all depends on your result. It’s like scholarship, if your result is bad, I don’t think they will give out the remaining balance i.e. below their requirements or fail.

    Usually they will pay you to your Malaysia bank, in ringgit that is. SO be prepared with exchange rate issue. In terms of the payment staging, they will pay your 1st semester fee first, and the remaining balance will be paid after provided that your result is good.

    But anyways, there are some requirements listed. Say if you’re a diploma transfer credit student, you need at least 1 year completed studies.

    Not sure if you understand what I’m saying here, its really hard to explain when I’m multi – tasking

    Best of luck,
    1988

  • Jeremy says:

    Hey 1988, thanks for the quick reply!

    I fully understand what you mean 🙂

    As for paying to the Malaysian bank, is it any specific bank? Must it be joint or personal account? I may ask my parents to open an account in the specific bank first, as the application outcome may be out when I am not in Malaysia.

    Hope you don’t mind me asking, but are you a current/past recipient of this? I am sure you are not a jpa staff lol

  • Tze yi says:

    Hi,

    Im actually entering uni this year September 2012 for my first year.i understand that you must have completed first year to be eligible.im looking at economics course btw. So i just wanna ask is this loan being provided or is it just this year? Can i apply anyway?

  • Tze yi says:

    As in is this loan being provided every year or is it just this year?!

  • Nicholas says:

    Hey Tze Yi,

    This loan has been around for quite some time and cover every year until the limit. The strict (and dumb) rule is that you need to complete a minimum period of studies overseas first, typically one year (see above)

    If I were you, I will try after I have met the minimum requirements.

  • 1988 says:

    Jeremy,
    Any banks will do but must yours 😉

    Hehe hope this helps!

  • May says:

    is it true that no more JPA scholarship for overseas undergraduate studies ?! … :'(

  • ravi says:

    I already receive an offer loan from russia to continue study for 1 st years.

    Can i apply jpa loan

  • 2nd Year Medic says:

    Hi there.

    I have a question. You said above that one of the supporting documents needed is a copy of SPM results. Does it have to be SPM? Would O-level which is the equivalent of SPM be good? I did not take SPM so are they very rigid about the SPM criteria? Because that and the NOC are the only things that I am lacking right now.

    Thanks in advance.

  • Angie says:

    Hi,

    How can I contact or who to refer to get more information about this loan and where can I get the application form from?

    Thank you.

  • Dear sir,

    I am mr chuah chin seng from Kampar.Perak.I wish to enquire study loan for overseas study. I will study my age care professional course in Australia on 2013.

    I wish to apply study loan RM30,000 from JPA, I hpe you can send me the information and application form.

    Thank you and best wishes.

    chuah chin seng

  • Hey are using WordPress for your blog platform?
    I’m new to the blog world but I’m trying to get started and create my own.
    Do you require any coding knowledge to make your own
    blog? Any help would be really appreciated!

  • ain says:

    hi, I would like to ask is there any jpa loan available for 2014?
    and, if yes, when will the application open?

  • anis nadd says:

    Hey, can i know it is public engineering is civil engineering?

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